Wells Fargo Reflect Card: No Annual Maintenance fee and an Introductory 0% APR for 21 Months

The Wells Fargo Reflect is a Visa credit card that offers good value for everyday use, with an introductory APR of 0% for 21 months and a $0 annual fee.

It has won multiple awards as one of the top zero-fee cards, and the Reflect offers attractive terms for the American public. Here’s how to apply.

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Wells Fargo is a financial services company that has been operating in the country for over 170 years, undergoing various transformations over the years to meet the needs of the American public.

Regarding its credit card lines, Wells Fargo also offers good options for different levels.

The Wells Fargo Reflect’s main benefit is the introductory 0% APR for 21 months from the account opening. For balance transfers, the introductory rate applies for 120 days, also from the account opening.

The card also comes with other everyday benefits, such as cell phone protection of up to $600 against theft, damage, or loss. The deductible is usually $25 in case of a claim.

Roadside Dispatch offers 24/7 support with emergency roadside assistance. The Dispatch service package includes locksmith services, towing, and other types of assistance in difficult situations away from home.

The credit card has an initial limit in the range of $1,000, offering a value suitable for more common day-to-day use.

This Wells Fargo card does not come with a welcome bonus, which is reserved for other lines of the bank.

The Reflect has no monthly maintenance fee, with other costs of 5% for each balance transfer after the introductory period and interest rates of 18.24%, 24.74%, or 29.99%.

To qualify for the card, you need to have a credit score ranging from good to excellent, which is essential for this type of credit line.

Yes, you can apply directly through Wells Fargo’s online channels with security and reliability.

The My Wells Fargo Deals system provides personalized shopping access, including cashback rewards when purchasing products and services like dining and experiences.

All this when you use your eligible Wells Fargo Reflect.

The Visa logo allows for good acceptance worldwide, with the quality and peace of mind of support from the international company itself.

The Reflect offers Credit Close-UP, tracking your FICO score and even providing tips on how to improve your score. The service is completely free for Wells Fargo customers.

Therefore, the card is quite competent for day-to-day management of your finances in a closer and healthier way.