Loading... Please wait!

Simplii Financial Cash Back Credit Card: Up to 4% at Restaurants and Bars and 0.5% on all Purchases!

Looking for a card with Cash Back even in the name? Then check out the Simplii Financial Cash Back, offering benefits like up to 4% cashback on purchases at restaurants and bars.

The card is also very convenient for redeeming, with 0.5% cashback on all purchases—see how to apply.

Searching for More?

Ever heard of Simplii? It’s a newer player in finance, but they’ve really stepped up, helping you manage and invest your money all in one place.

Over the last few years, they’ve gone all-in on digital, making it easy to access everything you need right from your phone.

That’s where the Simplii Financial Cash Back credit card comes in—perfect for stacking up cashback rewards, just like the name says!

You’ll get up to 4% cashback at restaurants, bars, and coffee shops. Plus, you get 1.5% back at pharmacies, supermarkets, and grocery stores, really focusing on food and essentials. 

For everything else, it’s 0.5% cashback with no cap. Their cashback calculator is super handy, so you can see right away how much you could earn each month.

Simplii Financial provides a credit limit that can reach up to $10,000, depending on the qualifications of the cardholder.

For the first four months, you can enjoy a 10% cashback benefit on your spending, capped at $500. 

The card comes with no annual fee, and you can add up to three additional cardholders at no extra charge to maximize your cashback earnings.

A solid credit history is necessary to qualify, but the primary requirement is based on your annual income.

You can complete the entire application process online, as Simplii is heavily focused on digital services.

Redeeming is flexible, too—use your rewards to cut down on purchases or get discounts on bills. Simplii Financial handles the credits directly, giving you solid security along the way!

You can even add up to three more cardholders to boost your cashback game faster! Simplii recently gave the card a fresh look, updating the whole design of their Visa—pretty slick, right?

Don’t worry, though—none of the perks have changed. The Visa card’s still widely accepted around the world, and you get 21 days after your statement date to pay, making it easier to avoid interest with on-time payments.

Plus, Simplii’s got you covered with interest relief for balance transfers and cash advances.

You’ll also enjoy quick, secure payments, no-fee global transfers, chip and PIN security, and mobile wallet compatibility with Apple, Google, and Samsung.

Want to learn another option?

Looking for a credit card with a premium vibe? The Scotiabank Platinum American Express offers up to $2,100 in value with its 60,000 points!

This card is all about travel, providing fantastic deals so you can enjoy life both in and out of Canada. Check out how to apply right now!

Gabriel Gonçalves
Written by

Gabriel Gonçalves