How do I Apply for the Tangerine World Mastercard Credit Card?

What do I need to know before applying?

The Tangerine World Mastercard is an innovative card that offers unlimited 2% cashback in two categories of your choice, plus a third bonus category! 

Tangerine is a financial services company with a 100% digital approach, with no physical branches, aiming to provide fairer access to financial services across Canada. 

One of the digital bank’s offerings is its credit card lineup, with the Tangerine World Mastercard being one of its flagship products. 

The card comes with a $0 annual fee and interest rates of up to 19.95% on purchases with the World Mastercard. In terms of credit limits, the World Mastercard offers a wide range, taking into account the credit history and circumstances of each customer. 

In terms of rewards, the card provides 2% cashback in two categories chosen by the customer, with the following options: 

• Groceries, furniture, restaurants, hotels/motels, gas, recurring bill payments, pharmacy, home improvement, entertainment, parking, and public transport. 

For all other eligible purchases, the cashback rate is 0.5%. 

You receive your rewards directly with a deposit into your account. And if it’s a Tangerine Savings Account, you also get a third option for 2% cashback as a bonus. 

Another benefit for new cardholders is a 10% cashback bonus, up to $100, during the first two months with the Tangerine World Mastercard. 

This way, the card offers solid financial management with no fees and the possibility of earning significant cashback rewards. 

If you want to learn more, keep reading.

Who can Apply?

Tangerine sets specific criteria for selecting its credit cardholders. 

First, you must be of legal age and a resident of Canada, either as a native or a foreigner, with a valid passport and visa. 

The Tangerine World Mastercard also imposes minimum income requirements, and you need to present a gross annual income of at least $50,000. 

Alternatively, you can qualify with a household gross income of at least $80,000 or total balances of $250,000 or more in Tangerine savings accounts. 

Lastly, you must not have filed for bankruptcy in the past seven years. All these conditions are necessary to access the Tangerine credit card. 

Learn How to Apply for Tangerine World Mastercard Credit Card

Directly on the Tangerine platform, you can select the “Apply Now” option to start the application process. 

First, you need to indicate whether you are a Tangerine customer. If so, you can log in to your account to request the card. 

If you’re not a customer, you can sign up. On the next page, you can scan the QR code and apply directly from your smartphone.

Another option is to continue through the web browser, filling out the form with the following information: 

• Email address, banking PIN, full name, phone number, documents, address, and income details. 

During the process, you may need to submit documents to verify your income, address, and identity. 
Even though Tangerine is a digital-focused bank, you can still contact customer support for any questions.

More Details

The Tangerine card allows you to sign up quickly and easily in just a few minutes, offering mobile device insurance with coverage of up to $1,000 for your phone. 

You can add up to 5 users on a single account with your credit card, with no annual fee for all of them. 

The World Mastercard brand also provides important benefits, such as: 

• Mastercard DragonPass Travel Pass for access to over 1,300 VIP airport lounges for $32 per visit 
• Mastercard Travel Rewards to unlock exclusive offers 
• Wi-Fi access at over 1 million hotspots worldwide 
• On-demand services and subscription services to make the most of your Tangerine card. 

Want to learn another option?

If you have better credit conditions and are looking for an option with greater international benefits, check out the TD First Class Travel Visa with up to $1,000 in bonuses. 

Additionally, the card includes Infinite Visa services, exclusive points with Amazon.com, and payment plans. See how to apply. 

Written by

Gabriel Gonçalves