Learn How to Apply for a TD First Class Travel Visa Credit Card

What do I need to know before applying?

The TD Bank First Class Travel Visa is a travel-focused credit card that offers up to 135,000 TD Rewards Points and a $0 annual fee for the first year. 

TD Bank is considered one of the leading banks in the North American market, with a strong presence in Canada. 

The card is specifically designed for travel benefits, targeting individuals with such needs. 

The bank’s reward format is in TD Rewards Points, and you can earn up to $1,000 in value with 20,000 points after making your first purchase and 115,000 points when you spend at least $5,000 in the first 180 days. 

The annual fee is $139, with an additional $50 fee for each extra cardholder, but you won’t pay the fee in the first year. 

TD Rewards points are earned based on the type of purchase, with 8 points for every $1 spent on travel booked through Expedia and 6 points for every $1 spent on groceries and restaurants. 

Additionally, you earn 4 points on bill payments and regular services and 2 reward points for every $1 in all other categories. On your anniversary, you also receive 10,000 points as a birthday bonus. 

The reward redemption format is also very interesting, as you can exchange points for travel discounts, credit card bill payments, purchases on Amazon.com and Starbucks, and bill statement discounts. 

Here are some of the travel benefits: 

• $100 TD travel credit per year 
• Emergency assistance services 
• Insurance: medical, delayed baggage, flight delay, trip cancellation, and hotel theft. 

If you want to learn more about the card, keep reading.

Who can Apply?

As a premium credit card, the application conditions reflect that. 

First, you must be a Canadian resident of legal age in your province. For foreigners, you will need to present a passport with a valid visa as identification. 

In addition, you must have an individual annual income of $60,000 or a family income of $100,000. 

You need to have an excellent credit score and no registered debts in recent years to be eligible for the card. 

All applications are subject to evaluation and availability by TD Bank.

How do I Apply for the TD First Class Travel Visa Credit Card?

To start your application, you must select ‘Apply Now’ directly on the card’s page. 

On the next page, you’ll indicate whether you’re already a TD customer. If not, you can sign up online.

Click continue to begin the application form and send some information as:

• Personal information: full name, date of birth, Social Insurance Number (optional). 
• Phone and email contact 
• Address and banking information, such as income and a list of expenses and housing details. 

During the application, the bank may request proof and documentation, particularly regarding income, identification, and residency. 

The process can be streamlined if you already have a bank account with TD Bank or other financial institutions like BMO. 

If you have any questions, you can contact TD Bank, which offers prompt customer service for any situation. 

More Details

The card offers additional benefits and features, such as the TD payment plan for purchases starting at $100 and discounts with Avis. 

The Visa Infinite brand itself offers complimentary concierge service available 24 hours a day, a luxury hotel collection in over 900 properties, and exclusive access to tickets and events throughout the year. 

The card places significant emphasis on security, with mobile device insurance up to $1,000, extended warranty protection, instant alerts, and full card management through the app.

The TD Bank card is highly efficient for both daily management and international travel, being widely accepted worldwide with excellent security.

Want to learn another option?

If you’re looking for a similar credit card that offers interesting premium benefits for various audiences, you should check out the Scotia Momentum Visa Infinite Card. 

Scotiabank’s card offers 4% cashback on recurring payments, Visa concierge service, phone insurance, and optional life insurance. Learn how to apply.

Written by

Gabriel Gonçalves