Discover the Discover It® Cashback Card

Need more flexibility with your payments or want a smarter way to earn rewards on your everyday purchases? The Discover It® Cashback Card is the perfect choice for anyone who values simplicity, security, and real benefits to help you every day

What makes it even better is how simple the process is — you can apply entirely online, using your phone or computer.

It’s a seamless way to manage your finances efficiently and enjoy valuable rewards at the same time.

See now the steps below and see how easy it is to get the credit you deserve!

Key Features of the Discover It® Cashback Card

The Discover It® Cashback Card was designed to make your financial life easier while putting money back in your pocket.

It’s perfect for everyday spending, managing your budget, or building your credit — all while earning cashback on every purchase.

You can earn 5% cashback on rotating categories each quarter (like gas stations, grocery stores, restaurants, and Amazon.com, when activated), and 1% on everything else automatically.

And here’s something unique: at the end of your first year, Discover will automatically match all the cashback you’ve earned — dollar for dollar.

If you’ve earned $200 in rewards, Discover gives you another $200, automatically. 💰

Credit Limit

Your credit limit is determined based on your financial profile and credit history — and you’ll know your approved limit immediately after your application is reviewed.

With 0% Intro APR for 15 months on purchases and balance transfers, you’ll have time to pay at your own pace while enjoying total transparency and flexibility.

And remember: Discover will never ask for payments or deposits before approval. If someone does, it’s a scam. Always apply directly through the official Discover website.

Rates and Fees

Interest rates and terms vary according to your creditworthiness, but you can check your personalized offer for free before applying, with no impact on your credit score.

There’s no annual fee, ever, and balance transfer fees are competitive, giving you more control and savings right from the start.

Payment Terms

Enjoy 0% Intro APR for 15 months on purchases and balance transfers — one of the best offers available among major credit cards.

After the intro period ends, a variable APR applies based on your credit profile.

Everything is handled online, with clear terms and no surprises. You’ll always know exactly what you owe and when, so you can stay on top of your finances easily.

Approval and Access Time

One of the biggest advantages of the Discover It® Cashback Card is how fast and simple the process is.

It’s 100% digital, takes only a few minutes, and once approved, your digital card is available instantly through your mobile wallet — no need to wait for the physical card to arrive.

You can start earning cashback right away and manage everything through the Discover Mobile App — safe, modern, and intuitive.

Advantages and Considerations of the Discover It® Cashback Card

The Discover It® Cashback Card is an excellent option for anyone who wants rewarding, flexible, and transparent credit.

Everything happens online, securely and efficiently, and you get a mix of cashback, convenience, and long-term savings.

Before applying, review your offer and choose the option that fits your spending habits best — whether you’re looking to pay down balances, make big purchases, or build your credit history.

Here are the main advantages 👇

• 0% Intro APR for 15 months on purchases and balance transfers
• No annual fee — ever
• 5% cashback on rotating categories each quarter (when activated)
• 1% unlimited cashback on all other purchases
• Cashback Match™ — Discover doubles all the cashback you’ve earned in your first year
• 24/7 fraud monitoring and Zero Liability Protection
• Free FICO® Score access

How to Apply for the Discover It® Cashback Card

Applying is simple, fast, and 100% online — you can complete the process in just a few minutes.

Follow these steps to get your Discover It® Cashback Card today:

1️⃣ Visit the official Discover website and choose the Discover It® Cashback Card.
2️⃣ Fill in your information and submit your online application.
3️⃣ Get an instant decision — no waiting, no paperwork.
4️⃣ Start using your card right away through your mobile wallet, even before your physical card arrives.

It’s that simple — fast, transparent, and completely secure.

With Discover, you don’t just get a credit card — you get a tool for smart spending, saving, and earning.

Written by

Gabriel Gonçalves