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FNB Private Clients Credit Card: Visa with Purchase Protection, Access to SLOW Lounges, and Loan Facilities!

The FNB Private Clients is a credit card full of benefits for you and your family, such as eBucks rewards on partner purchases, purchase protection, and up to 40% back in eBucks on insurance premiums!

The Private is another line of credit cards and accounts from First National Bank designed to bring convenience and practicality. Learn how to apply!

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The FNB Private Account provides round-the-clock chat support, access to a team of financial specialists, investment assistance through the FNB Private Advisor, a user-friendly online app, and partner discounts.

As one of South Africa’s leading financial institutions, First National Bank offers a rich tradition and a wide range of services and solutions for its clients.

This card grants free access to the bank’s digital cards, making it perfect for both purchasing and service subscriptions. It also includes a dynamic 3-digit CVV and purchase protection, enhancing the security of your transactions.

The FNB Private Clients card offers seamless integration with the bank’s digital services through FNB Pay, Tap to Pay, Google Play, Apple Pay, and more.

The FNB credit card, similar to other cards offered by the bank, provides a flexible and customizable credit limit.

FNB defines specific income brackets, and the Private Clients card is tailored for individuals with an annual income between R750,000 and R1,799,999.

The card comes with a monthly fee of R160 and an initiation fee of up to R175. There are no charges for purchases, and you can withdraw up to R9,000 from ATMs without incurring fees. 

To be eligible for the card, you must be at least 18 years old, possess valid documents, and meet the specified income requirements.

You can apply entirely online and also access various other communication channels offered by the bank.

In this way, FNB Private can provide more security for using inside and outside South Africa, bringing a black Visa card accepted anywhere without too many restrictions.

By buying tickets through the eBucks Travel service, you and your family can enjoy up to 38 visits per year to the SLOW lounge.

The card features other benefits, such as:

  • Personalized interest rates
  • 55 interest-free days
  • Convenient access to loan programs for purchases starting at R200, with flexible repayment terms ranging from 6 to 60 months.

Thus, the FNB Private Clients card distinguishes itself as an excellent tool for managing finances and earning rewards through the eBucks program, exclusive to First National Bank.

Want to learn another option?

First National Bank offers more premium services, such as FNB Private Wealth, another version of the credit card with more access and higher credit limits.

Therefore, the Private Wealth card requires higher income levels and potentially higher costs, and you can learn how to apply.

Gabriel Gonçalves
Written by

Gabriel Gonçalves