Standard Bank Blue Credit Card: Good Credit Line with Low Rates and 3x UCount Rewards Points!
The Blue is one of Standard Bank’s credit cards that comes with a monthly fee of only R40, a credit limit of up to R250,000, and personalized interest rates.
Featuring the Mastercard brand, the Blue offers financial freedom by not charging interest if the outstanding balance is paid in full, and you can learn how to apply.
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Standard Bank is one of the most recognized banking institutions in the South African market, offering a range of financial services such as account creation and credit card management.
In this regard, it offers different lines of credit cards for higher and lower needs, depending on each one.
The Blue is one of Standard Bank’s entry-level lines, providing more convenience for using your Mastercard anywhere in the world, including integration with smartphone digital wallets.
The Blue card is enabled for chip and PIN purchases, including 3D Secure Verification for more efficient and secure online shopping.
You can also link it to the SnapScan and Masterpass apps, with complete Blue management available by phone, app, and online banking on the bank’s official South African platforms.
The Standard Bank Blue grants 3x more UCount Rewards points, the bank’s cashback system.
UCount Rewards gives you rewards, as the name suggests, for your purchases, with up to 20% back on fashion and lifestyle purchases and up to R10 in points for every liter of fuel.
The UCount Rewards program costs R25 per month, with point redemption and different classification levels for customers.
The blue allows you to increase your credit card limit. To do this, simply select the ‘credit limit increase’ block to check the levels and receive an offer.
Thus, despite not having great luxuries, the Standard Bank Blue is a very efficient credit card to use in South Africa and around the world with safety and efficiency.
Want to learn another option?
If you are looking for a card more specific to a brand, you can check out Woolworths Gold, a luxury retail brand with Visa benefits.
Additionally, the Gold offers 0.75% cashback on all purchases and 2% cashback on Woolies spending, and you can learn how to apply.