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Woolworths Black Credit Card: 3% Cashback and Free Coffees at their Stores and Food Outlets

The Woolworths Black is one of the credit cards from the renowned luxury goods and food store in South Africa, offering exclusive benefits with cashback both inside and outside the country!

With the Mastercard brand, Woolworths Black provides secure and optimized financial management, and you can see how to apply.

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Woolworths is a high-end chain in the South African market, specializing in the sale of luxury goods and food items.

The brand also offers financial services, with a focus on credit cards for the public.

Woolworths Black is the most comprehensive, featuring the Visa logo and offering different cashback levels:

  • 3% cashback on purchases within the network of Woolies
  • 1% on purchases anywhere Visa is accepted

The card gives the convenience of accessing medical assistance both domestically and internationally, without any charges for information or help globally. The Woolies Black card supports you during medical emergencies, examinations, and other related issues.

In general, Woolies cards offer a highly customizable credit limit tailored to meet customer needs. 

According to Woolies’ financial services, the minimum income required to qualify for the credit card is R41,666 for South African residents. 

The Woolies card has a monthly fee of R69, an initiation fee of R175, and additional charges for purchases and cash withdrawals in partnership with Absa Bank.

To be eligible for the card, applicants must meet the income requirement, be over 18 years old, and be properly registered as a citizen in the country. 

Yes, the entire application process for the Woolies card can be completed online through the brand’s digital channels.

Thus, the Woolies card stands on par with other premium black cards available in the market, providing high-quality service and security for global use.

Upon receiving your card, you are automatically enrolled in WRewards, Woolies’ rewards system.

The card provides benefits such as:

  • A free Taste magazine voucher
  • Up to 2 free hot beverages monthly at Café, To Go, or NOW NOW stores
  • Up to eight additional cards at no cost.

Regarding Visa, the card includes purchase protection for up to 90 days, a Visa Extended Warranty, and travel insurance.

Therefore, the card is highly versatile, offering complete access through the app, robust fraud protection, convenient loan budgeting, and ATM functionality globally.

If you’re in the market for such a product, the Woolies Black is an excellent option.

Want to learn another option?

If you are looking for a credit card from an actual bank, you can check out the Standard Bank Blue Credit Card, which has a monthly fee of only R40. 

The card is not as premium as the Woolies Black, but it offers efficient financial management both inside and outside South Africa, and you can see how to apply.

Gabriel Gonçalves
Written by

Gabriel Gonçalves