World Citizen Credit Card: Black Card to Enjoy Special Benefits while Traveling

The Standard Bank’s World Citizen is a black credit card that offers a credit limit of up to R250,000 with personalized interest rates and access to local and international lounges.

The card is one of the best options available in the South African territory for traveling the world with comfort and peace of mind; here’s how to apply.

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As the name suggests, the focus of the Standard Bank credit card is on providing premium benefits and access for cardholders’ travels.

And the main benefit is a discount of up to 20% on Emirates flight purchases, one of the leading airlines serving many of the world’s best destinations.

The card also offers additional exclusive discounts, such as 10% cashback when booking hotels with Booking.com, 35% off car rentals with Avis, and 15% off IHG hotels and resorts.

Moreover, cardholders have unlimited access to Standard Bank, Bidvest, and International lounges, along with up to 12 visits per year to the Standard Bank library and Fluent lounges.

The maximum limit for the card stands at R250,000, presenting a substantial allowance for cardholders. However, it’s important to note that Standard Bank’s conditions govern this limit and may adjust it based on individual creditworthiness assessments.

Standard Bank requires a minimum monthly income of R25,000 to qualify for the credit card. This criterion ensures that applicants have a stable financial foundation to manage their cards responsibly.

Upon issuance, the card incurs a one-time initiation fee of R190, along with a monthly charge of R209. These fees contribute to the maintenance and administration of the card services. Moreover, interest rates are customized to suit the financial profile of each cardholder, ensuring fairness and transparency.

Alongside meeting income requirements, maintaining a positive credit history is crucial for card approval. This demonstrates financial reliability and responsible credit usage. Notably, being an existing client of Standard Bank is not a prerequisite, making the card accessible to a broader range of applicants.

Prospective applicants can utilize the “Do I Qualify?” feature to assess their eligibility for the card. This streamlined process provides transparency and clarity, enabling individuals to make informed decisions about their financial options.

The credit card discounts also extend to other companies in the South African scene, including:

Up to 10% off with Rentalcars.com
Up to 15% off car rentals with Hertz
Up to 10% off at Farfatech.com
Exclusive offers at certain European retailers
Up to 10% off surgeries and medical procedures with Mastercard

Additionally, you have access to Mastercard’s Global Blue Vip services, which authorize tax-free international purchases.

The card also offers further travel benefits, such as baggage and flight delay insurance, purchase protection, travel insurance letters, and emergency medical coverage.

Each benefit may have its own terms for redemption, so it’s ideal to carefully read the pages provided by Standard Bank.