Learn How to Apply for the FNB Private Wealth Credit Card
The FNB Private Wealth is a comprehensive and premium credit card for your purchases within and outside South Africa.
What do You Need to Know Before Applying for the FNB Private Wealth Credit Card?
The FNB Private Wealth is a Visa black credit card widely accepted around the world and offering comprehensive travel benefits!
CREDIT CARD
FNB Private Wealth Credit
Want a Visa black card? Apply now.
GO TO OFFICIAL WEBSITE* You will be directed to an external website
The FNB Private Wealth is a premium account from First National Bank that provides premium security features for South African clients.
Within the full scope of the account package, you receive benefits in transactions, insurance, investments, and loans.
Through the FNB Private Wealth account, you get up to 30 days of interest-free Fusion transactions, special loan conditions, and investment consultancy.
The card has a monthly fee of R295, with no additional transaction costs and up to five free cards. If you want to receive the metal card, you need to pay R1,050 or have a level 3 eBucks account.
The eBucks system offers a range of benefits to customers, such as up to 100% of the monthly fee back in points, exclusive discounts on airline tickets, and 40% cashback on Netflix and Spotify subscriptions using the card.
Additionally, cardholders receive up to R8 per liter back on purchases at eligible fuel stations.
The FNB card offers excellent connectivity with technology. In addition to being compatible with FNB Pay and digital wallets, you receive digital cards for safer online purchases. FNB digital cards feature regularly changing CVV numbers, purchase protection, and extra eBucks.
If you want to take advantage of all the benefits of an FNB black card, keep reading.
Who can Apply?
To apply for a card in South Africa, you must be a citizen over 18 years old and duly registered in the country. Foreigners need to present South African documentation.
The primary criteria for the card are income, with two possibilities:
- Income of R1.8 million or more per year
- Net worth exceeding R15 million
To apply, you need to prepare the following documents:
- South African ID book with a barcode
- Passport with valid work authorization for foreigners
- Proof of residence not older than 3 months
- Most recent payslip
- Bank statements for the last 3 months
Meeting the FNB requirements does not guarantee approval for the card. Availability is subject to the bank’s decision.
See How to Apply for the FNB Private Wealth Credit Card
On the official FNB Private Wealth page, you can click the ‘Apply Now’ button to start your application. The system will first request your RSA ID number and phone number.
During the process, you will need to provide additional information, such as residence, income values, and expense details, and confirm the possibility for the system to check your credit history. FNB may also request all documentation at any time.
Additionally, FNB offers a call-back form, requesting your full name, ID or passport number, and contact information to receive a call from the bank.
You can also contact First National Bank to apply for your private wealth account by phone or by visiting a bank branch in the country.
In general, the process is quick and facilitated by FNB’s customer service channels, with no significant delay in responding about availability.
CREDIT CARD
FNB Private Wealth Credit
Liked the benefits? Apply now.
GO TO OFFICIAL WEBSITE* You will be directed to an external website
More Details
With the FNB Private Wealth card, you automatically get up to 36 annual visits to the SLOW Lounge, with up to 24 extra visits available through eBucks Travel purchases.
When shopping with eBucks at stores like Takealot, Checkers, iStore, and Clicks, you receive additional benefits.
Another interesting feature of FNB is the 50% discount on the spouse’s monthly fee and free accounts for children. Additionally, the cardholder receives purchase protection up to R12,000, death protection cover, and exclusive access to events and experiences.
In this way, you will have a comprehensive card for various uses both within and outside the country.
Want to learn another option?
Private Wealth is a credit card for high needs, but the South African market offers options for all budgets, such as the Absa Bank for Students, with Absa rewards and a zero monthly fee.
The card facilitates acceptance by not requiring credit history or income, starting at R800, specifically for students, and you can see how to apply.
