Learn How to Apply for the Woolworths Gold Credit Card

What do You Need to Know Before Applying for the Woolworths Gold Credit Card?

Woolworths offers the Gold Visa credit card, which provides benefits both within and outside the Woolies network, with automatic enrollment in WRewards!

Woolies is one of the leading retail networks in the South African market, offering luxury products and groceries. The brand also invests in banking services, including lines of credit cards.

The Gold Visa credit card charges an initiation fee of R193 and a monthly maintenance fee of R60. Upon receiving the card, you are automatically enrolled in the WRewards program to receive cashback. For purchases at Woolies, you earn 2% cashback quarterly.

For purchases outside the network and at gas stations, the reward is 0.75% on all transactions. Woolies offers up to eight cards at no cost for family and friends.

The card provides access to the Woolies app, the brand’s digital service for comprehensive and secure financial management.

The network includes protection against lost cards, with a requirement to report the incident within 24 hours.

The brand offers balance protection in cases of death or total disability. Additionally, Visa provides purchase protection for up to 90 days from the date of purchase.

By offering a Visa card, Woolworths provides an option to use worldwide. Therefore, it’s not just a card for purchasing goods and groceries within their network.

If you’re interested in this type of card, keep reading.

Who can Apply?

Woolies offers both credit and shopping cards, including gold and black options. The brand is efficient in clearly outlining the conditions to qualify for the card.

To apply, you must be at least 18 years old and have a valid RSA ID number. For foreigners, a valid work visa is required. Additionally, you need to demonstrate a monthly income starting at R3,000.

To complete the application, you will need to provide documents such as a copy of your ID, pay slips, and proof of residence and address.

It’s important to note that all applications are subject to Woolies’ approval, and meeting the requirements does not guarantee acceptance.

Learn How to Apply for the Woolworths Gold Credit Card

To apply, you can select the ‘Apply Now’ button to start the process. The first required information is your ID number, a valid identity number, to initiate the application.

In total, there are nine steps to applying for the Woolies card. Throughout the process, you’ll need to provide additional details, such as:

• Full name
• Complete address (including postal code)
• Phone number
• Email address
• Income and expense relationship

At any point during the process, you may be asked to submit documentation to the bank. After providing all the information and selecting the credit card, you need to agree to the checks.

This is because Woolies conducts a thorough credit analysis to make decisions and set the customer’s credit limit.

If you have any questions, you can contact Woolworths directly for complete assistance from the brand.

In general, Woolworths promises a relatively short period for analysis and response, with minimal elaboration on approval conditions.

More Details

The Woolies card also includes other significant benefits, such as travel insurance coverage and a Visa Extended Warranty for products purchased within 24 months.

Woolies offers comprehensive services with special rates for medical assistance for both you and your family, including medical counseling.

The benefits extend to travel and general services, with various coverages and costs. In this way, the card is quite comprehensive for secure and comfortable management, well beyond the Woolies network.

The support from Absa Bank allows you to make withdrawals directly at the bank’s ATMs.

Want to learn another option?

Woolworths offers an efficient option, but if you need a business bank card, you can consider the Nedbank Business, available with Mastercard and American Express options.

The card features an essential system to consolidate expenses into a single invoice, double-dollar rewards, and access to Nedbank’s networking services. You can learn how to apply.

Written by

Gabriel Gonçalves