Capital One SavorOne Credit Card: 3% Cash Back and a US$ 200 Offer Bonus

The Capital One SavorOne offers unlimited 3% cash back on categories such as supermarkets, restaurants, and entertainment events.

With the strength of Capital One, a major player in the market, you can count on a very high rewards rate, and you can see how to apply.

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The Capital One card has an annual fee of $0 and also does not charge a foreign transaction fee for purchases made outside the US.

In terms of rewards, you receive 1% cash back on all purchases, which never expires throughout the life of the account.

For purchases at restaurants, streaming services, supermarkets, and entertainment, the benefit is 3% cash back.

Capital One also offers 5% cash back on hotels and car rentals booked through Capital One Travel, the bank’s booking system. And you can redeem the cashback in different ways, such as through statement credit.

The card provides free concierge service with comprehensive 24/7 assistance, as well as special travel assistance with emergency card replacement.

The extended warranty service offers additional protection for items purchased with the card, along with automatic insurance for losses at no cost and exclusive travel discounts through the Capital One Travel program.

The starting credit limit for the SavorOne card begins at $1,000 and is subject to significant expansion based on the individual’s needs and circumstances.

Capital One offers a unique $200 bonus with a minimum spend of just $500 within the first 3 months after opening the account, a threshold considered modest for activating the bonus.

The bank does not charge any annual fees for maintaining the card, and it provides a 0% introductory APR for 15 months on both purchases and balance transfers.

According to Capital One’s own guidelines, an excellent credit score is necessary for card eligibility.

Certainly, the entire application process for the Capital One credit card can be completed through the bank’s online platforms.

The card offers excellent protection services, such as:

Real-time security alerts
$0 fraud liability
App lock feature
Eno virtual card numbers
Credit Wise for credit reports

Upon receiving the card, you’ll receive a $200 cash bonus when you spend at least $500 within 3 months of opening the account.

Other interesting benefits include 10% cash back on Uber and Uber Eats services and 8% cash back on Capital One Entertainment purchases for exclusive access.

The introductory 0% APR is valid for 15 months, with rates ranging between 19.99% and 29.99% APR for purchases.

Thus, the card is very efficient for day-to-day management and provides comfort with great benefits.