Chase Freedom Unlimited Credit Card: Cashback Starts at 1.5% and there is a $200 Offer for New Cardholders!

Why settle for just one cash back rate? The Chase Freedom Unlimited® card lets you earn more where it counts: 5% on travel booked through Chase, 3% on dining and at drugstores, and a solid 1.5% on everything else.

Plus, earn an additional 1.5% on all purchases in your first year (up to $20,000 spent). All with a $0 annual fee. Don’t leave extra cash back on the table.

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Chase Freedom Unlimited is another of JPMorgan’s excellent credit cards, from one of the most renowned banking and financial institutions in the American market, needing no introduction.

The card offers different levels of cashback as a reward, depending on the category of purchases:

5% on travel purchased through Chase Travel
3% on purchases at restaurants and drugstores
1.5% on all other purchases

It’s worth noting that cashback is given on eligible purchases, as there may be issues with certain day-to-day transactions.

An important point is that rewards do not expire, meaning you can redeem the cash at any time as long as the account remains open.

The credit card has a starting limit of $500 and can increase based on the customer’s circumstances. However, for larger expenses, Chase Unlimited might not be the most suitable choice.

Moreover, the bonus offered is quite appealing. By spending at least $500 on purchases within the first 3 months, you receive a $200 bonus.

The card has no annual fee and offers a 0% introductory APR for 15 months for both purchases and balance transfers. After this period, the APR varies between 20.49% and 29.24%.

To qualify for the card, a good credit score is required, as lower scores may complicate approval.

The entire credit card application process can be completed online or through other customer service channels provided by the brand.

The card incorporates all the latest market technologies, connecting to digital wallets and contactless payment systems.

In fact, you don’t even have to wait for the physical card to arrive home, as you can start paying immediately after approval with the digital versions of Freedom Unlimited.

In terms of security, you can rely on zero liability protection for unrecognized purchases and purchase protection against damage or theft of up to $500.

Furthermore, it offers 24/7 fraud monitoring, a collision damage waiver for car rentals, extended warranty protection, and travel and emergency assistance services.

In terms of costs, the card is quite favorable, with a $0 annual fee and an introductory APR of 0% for 15 months on eligible purchases and balance transfers.

Thus, the Chase Freedom provides good day-to-day management with an effective card for building credit history with real-time FICO score monitoring.