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U.S. Bank Cash+ Visa Signature Card: Rewards of up to 5% in Categories of Your Choice

The U.S. Bank Cash+ card comes with the Visa Signature flag to offer premium features with cashback of up to 5% and a $200 sign-up bonus.

The card brings all the security of U.S. Bank for financial management with reward earnings, and you can see how to apply.

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U.S. Bank offers a range of financial services for the American public, including lines of credit cards. The Cash+ Visa Signature offers a series of rewards according to categories and plans; see:

  • 5% cash back on the first $2,000 in purchases each quarter in two categories of your choice.
  • 2% cash back in one category of your choice, such as gas stations, supermarkets, or restaurants.
  • 1% cash back on all eligible purchases.

Redemption is quite flexible, and you can choose options such as:

  • Statement of credit, reward card, or direct deposit into the account.

In terms of the 5% cashback, you can choose options such as electronic stores, department stores, streaming services, real estate stores, gyms, cinemas, and specific item stores.

The U.S. Bank platform offers a refund calculator for you to better understand and plan your cashback.

Based on information from the bank, initial credit limits can vary between $300 and $500, with the potential for significant increases based on the cardholder’s financial circumstances.

Furthermore, the U.S. Bank card currently provides a $200 bonus after spending $1,000 on qualifying purchases within the initial 120 days of card ownership.

Additionally, there are no annual maintenance fees associated with the U.S. Bank card, and it features a 0% introductory APR for the first 15 billing cycles. Following this introductory period, APR rates range from 19.49% to 29.74%.

To be eligible for the card, it’s advisable to have a good credit score, typically above 670 points, according to FICO scores.

Like many other financial institutions in the country, U.S. Bank offers a streamlined online application process for convenience.

Due to its quality, the card has won the Best-Of Awards for the best 0% APR credit card for purchases with NerdWallet.

The card also offers 5% cashback benefits for travel, hotels, and car rentals through the Rewards Travel Center.

ExtendPay plans allow you to pay over time, with a $0 fee for account holders who open an account in the first 60 days.

Additionally, you have access to over 1,100 online stores through the Rewards Center Shopping Deals.

Anyway, the main highlight of the card is the ability to customize it to your preferences and spending habits to earn rewards tailored to your lifestyle.

Want to learn another option?

Bank of America is another banking institution that offers a rewards card, the BoA Unlimited Cash Rewards, with 1.5% cashback on all purchases.

Anyway, the card is also not restricted only to bank customers, so you can see how to apply.

Gabriel Gonçalves
Written by

Gabriel Gonçalves