Learn How to Apply for the Wells Fargo Autograph Credit Card

What do You Need to Know Before Applying for the Wells Fargo Autograph Credit Card?

Wells Fargo offers the Autograph as an award-winning card for certain shopping categories, providing up to 3x points, a bonus equivalent to $200, and a $0 annual maintenance fee.

Wells Fargo is one of the most respected financial institutions in the United States, offering investment and wealth management, solutions for small businesses, and commercial banking.

The credit card lineup features the Autograph, with a $0 annual fee and an introductory APR of 0%, as well as no foreign transaction fee.

The card rewards are given in points, with 1x points for all eligible purchases. Wells Fargo also offers 3x points in the following categories:

• Restaurants: local, take-out, delivery, bars, vendors, and fast food
• Travel: hotels, vehicle rentals, cruises, airfare, campsites, and travel websites
• Transit: taxis, ferries, bridges, tolls, parking, railways, and garages
• Gas: gas stations and electric charging points
• Phone plans: landline and cellular
• Streaming services: cable TV, premium channels, movies, and options like Netflix, Prime, and more

The card also comes with a new user bonus of 20,000 points when spending at least $1,000 in the first 3 months, equivalent to $200. Rewards can be redeemed for travel, gift cards, and purchases, including through PayPal.

If you want to learn more about the card and its benefits, keep reading the article.

Who can Apply?

Wells Fargo has pleasant prerequisites and qualifications for card applications, following what is customary in the American market.

Firstly, you must be at least 18 years old (19 or even 21 in some regions) and be a U.S. citizen or a foreigner with a valid passport and visa.

To access the Autograph and other credit cards in general, you need to have a verifiable and minimally constant income, which will be necessary to establish the credit limit and interest rates.

Additionally, you must have a good to excellent credit score, which is highly required for this type of credit card. Furthermore, there are no other exclusions from Wells Fargo for select cardholders.

How do I Apply for the Wells Fargo Autograph Credit Card?

To start the application process for the Wells Fargo credit card, you can click on the Apply Now button to fill out the form.

The form requests the following information:

• About you: full name, date of birth, SSN, or ITIN
• Contact information: complete home or permanent address with city, state, and ZIP code. Nationality, phone number, and email address
• Security information: mother’s maiden name
• Financial information: housing status (own, rent, or other), employment status (employed, self-employed, not-employed, or retired), and total annual income

In addition to the information, you need to check the questions about information and checking rights. Wells Fargo customers can log into the platform to save application time, as you can apply for the Autograph if you’ve had another Wells Fargo card before.

Wells Fargo also offers a decision-making process that is considered fast, including when you switch cards by logging into your Wells Fargo account.

The company also provides phone channels for customer service to answer questions.

More Details

The Wells Fargo card comes with important security and coverage benefits:

• Cell phone protection of up to $600 against theft and damage
• Travel and emergency assistance by phone: 1-800-992-6029
• 24/7 roadside dispatch
• Wells Fargo’s offer for access to exclusive purchases
• Zero-liability protection
• Close-up credit for exclusive tips
• Visa Signature concierge and events services

Cardholders can also rely on emergency cash disbursements and exclusive access to live events. The Autograph provides a calendar to stay up-to-date on news and events offered by the bank.

In this way, Wells Fargo offers very efficient management for everyday life, even to safely and reliably improve credit scores.

Want to learn another option?

If you’re looking for a credit card with more premium benefits, especially for travel, you can check out the United Club Infinite from Chase.

The card has a high annual cost of $525 but offers corresponding benefits, and you can see how to apply.

Written by

Gabriel Gonçalves