How do I Apply for the Absa Bank Gold Credit Card?

What do You Need to Know Before Applying for the Absa Bank Gold Credit Card

The Absa Bank Gold is a credit card designed to offer efficient and affordable daily management, providing an interesting and easy way to pay with security, reliability, and versatility!

Absa Bank is undoubtedly one of the leading banks in the South African market, offering a range of financial services to the public.

In this context, the Absa Bank Gold is a credit card with a monthly limit of R90,000 and a minimum payment of 3% on the outstanding balance.

In terms of costs, you pay a total of R57, including the monthly fee and the credit line fee.

As a Visa cardholder, you have access to Global Assistance Services, discount offers, medical and legal referrals, purchase protection, and a range of exclusive products.

For travel, you will have access to the Bidvest Lounge with preferential rates and costs for greater convenience, along with basic automatic coverage of R1.5 million.

Thus, it is a comprehensive card for use both inside and outside South Africa, with strong security features such as:

• Free lost card protection via the phone number 0800 111 155, quick and convenient
• Contactless payments up to R500, with the option to disable the service
• NotifyMe SMS notifications for added security

Therefore, if you want to learn more about the card, keep reading.

Who can Apply?

Absa Bank clearly outlines its conditions for accessing the card, following the example of other South African banks.

The basic requirement is to be 18 years of age or older. South African nationals need to present a valid ID book, while foreigners must have a visa in their passport. Additionally, the minimum monthly income requirement is R4,000, which must be verifiable.

The required documents for the process are:

• ID book or smart card
• Proof of residence
• Proof of income for the last 3 months
• Payslips

It is worth noting that all applications are subject to Absa Bank’s availability.

Learn How to Apply for the Absa Bank Gold Credit Card

The Gold Credit Card page on Absa’s platform features an ‘Apply’ button directly on the platform.

You will be redirected to the credit card application platform, where you first need to choose between the following options:

• New customer
• Customer with Online Banking
• Customer without online banking

For new customers, you need to start the application process with the platform’s security verification. The next step involves completing a series of credit-related checks, ensuring you are not in debt or have outstanding credit elsewhere.

To complete the form, you need to provide the following details:

• Personal information: full name, type of identification, ID number, residence location, gender, date and country of birth, and country of residence
• Address information: complete residential address
• Contact information: home and work phone numbers, mobile number, and email

Next, you need to confirm the permissions for identity verification. During the process, you will need to submit the required documents and undergo further bank reviews.

For existing customers, the process is simplified as the bank already has all the registered data, saving time.

More Details

Absa Rewards offer cashback on a variety of purchases, such as fuel stations, groceries, health and beauty, and digital lifestyles.

Additionally, the Absa app gives you the chance to earn exclusive benefits by completing challenges, a form of gamification.

The card provides good support for building a credit history, with the bank’s assistance and a comprehensive credit score analysis to help you grow and seek other credit cards in the future.

In this sense, the Absa Bank Visa card is fully equipped to provide you with daily comfort.

Want to learn another option?

The South African market offers a wide variety of options, such as First National Bank with different lines, notably FNB Private Clients.

The card provides very favorable conditions for shopping both inside and outside of Africa, along with access to VIP lounges at airports and Visa benefits. See how to apply.

Written by

Gabriel Gonçalves