TD First Class Travel Visa Credit Card: up to 135,000 Bonus Points and an Annual $100 Travel Credit

The TD First Class is a premium card designed to enhance your travels, offering up to 8 reward points for travel and 6 points for each purchase at restaurants.

The card is aimed at those who love to travel and can accumulate points and special benefits both inside and outside of Canada. Here’s how to apply.

SEE HOW TO APPLY

Searching for More?

TD Bank is a respected financial institution, being one of the 10 largest banks in North America. It offers multiple services, including investments, account management, and credit cards.

The TD First Class Travel Visa, as its name suggests, is a card aimed at those with high travel needs. In this sense, its main benefits are for travelers, such as:

Travel credit of up to $100 each year to use with Expedia;
Travel medical insurance of up to $2 million;
Emergency Travel Assistance Services;
Delayed and lost baggage insurance of up to $1,000 per insured person;
Flight delay insurance;
Flight cancellation/interruption insurance;
Hotel and motel burglary insurance.

TD Bank doesn’t specify the initial credit limits, but they typically start in the $5,000 range, as is common for similar credit cards.

Yes, you can receive up to $1,000 in value with the 135,000 points you can accumulate in the first 180 days with the account. Plus, you don’t pay the annual fee in the first year.

The card has an annual fee of $139, with a $50 fee for each additional cardholder and interest rates of 20.99% on purchases.

To qualify for the card, you need to have an excellent credit score and a favorable credit history, as well as meet income criteria.

Yes, you can apply for the TD Bank credit card directly through the bank’s online channels.

The TD Rewards Program is quite comprehensive, and you earn points based on purchase categories:

8 points when booking travel through Expedia;
6 points at grocery stores and restaurants;
4 points on recurring payments;
2 points on all other purchases.

Additionally, you receive an annual birthday bonus of up to 10,000 points on TD Rewards.

Another important feature of TD is the way you can redeem benefits, going beyond the traditional by offering travel bookings, shopping on Amazon and Starbucks, and luxury car rentals.

It also, of course, helps pay your credit card bills.

Furthermore, you can still enjoy Visa Infinite benefits, such as complimentary concierge service and special discount and entertainment programs.

Want to learn another option?

If you’re looking for another Visa Infinite option, you might want to check out the Scotia Momentum Card, a good option offering an exclusive offer of up to 10% cashback in the first 3 months.

Scotiabank also stands out when it comes to being a good bank for accumulating benefits and offering a safe and efficient card. Check out how to apply now.

SEE HOW TO APPLY