See How to Apply for the Absa Bank Flexi Core Credit Card

What do You Need to Know Before Applying for the Absa Bank Flexi Core Credit Card?

If you need a relatively straightforward credit card that is highly capable for any situation and has basic fees, you might want to consider the Absa Flexi Core Visa Classic.

Absa Bank is a comprehensive financial institution in South Africa, offering a wide range of services including credit cards, loans, investments, insurance, and rewards programs.

The bank’s credit card options cater to individuals who may not have an established credit history.

The Flexi Core, as their entry-level credit card, features the Visa logo and offers a monthly credit limit of up to R90,000 with total fees amounting to R49 per month.

This card provides up to 57 interest-free days on purchases and requires a minimum payment of 5% of the credit limit.

You’ll have complete access to Absa Online Banking and their mobile app, allowing you to manage various services conveniently online.

It includes automatic travel insurance for emergencies and complimentary protection against card loss; simply contact the assistance number for support.

The Flexi Core Classic also supports contactless payments and the NotifyMe system for SMS security notifications.

Moreover, the card is designed to assist you in building your credit history by offering tips and recommendations to improve your credit score, potentially qualifying you for loans and other cards in the future.

If you’re interested in learning more about Flexi, continue reading.

Who can Apply?

The Flexi Core VISA Classic is a simple card with straightforward eligibility criteria, aligning with typical market standards.

Applicants must be at least 18 years old and demonstrate a minimum monthly income of R7,000 from verifiable sources. Unlike the bank’s student-oriented card, income level is the primary factor considered.

Throughout the application process, the bank will require documents such as your South African ID, smart card, proof of address, and three consecutive months of income proof. It’s essential to understand that all applications are subject to availability.

Learn How to Apply for the Absa Bank Flexi Core Credit Card

To apply for an Absa Bank card, you can initiate the application directly through their official website. Clicking on the ‘Apply Now’ button will direct you to Absa Bank’s application form.

Upon proceeding, after verifying security protocols and answering a few queries, you’ll be required to input your full name, type of identification, ID number, address, gender, date of birth, country of birth, and country of residence.

Other information includes address details, including city and postal code, contact information such as a phone number and email address, and a confirmation of income.

You can also opt to fill out the form to receive a callback from the bank.

Throughout the process, the bank may request additional documents and information and may suggest alternative card options. If you are a student, it might be more advantageous to apply specifically for an Absa Bank student card.

Once your application is submitted, Absa Bank will conduct a thorough review to determine your credit terms and conditions.

More Details

Absa Bank’s loyalty program offers cashback rewards when you use their cards.

You can earn up to 30% cashback on purchases in categories such as groceries, fuel, health, and beauty.

See some of the partners:

• Small Business Friday, Woolworths, Dis-Chem, Net Florist, Sasol, Travelstart, AVIS, Pick n Pay, and Camelot SPA. Spotify, Roblox, and PUBG frequently introduce new benefits for cardholders.

By achieving goals through the Absa app, you can also unlock exclusive rewards. The Visa logo provides additional travel assistance and exclusive offers both locally and internationally.

Overall, the Flexi Core is a highly capable credit card that offers secure use both domestically and internationally, with benefits that align with your preferences.

Want to learn another option?

The Woolworths Black is a credit card that stands out significantly, offering many more benefits both within and outside the Woolies network.

The card is highly comprehensive, with exclusive perks and up to 3% cashback, and you can see exactly how to apply.

Written by

Gabriel Gonçalves