Learn How to Apply for the FNB Premier Credit Card

What do You Need to Know Before Applying for the FNB Premier Credit Card?

The FNB Premier Credit Card, as its name suggests, brings comprehensive day-to-day management with security and premium benefits, such as up to eight accesses to the SLOW LOUNGE and digital cards with enhanced security and reliability.

First National Bank offers a diverse range of credit cards to the South African public, with Premier standing out as one of the main options for the corresponding account.

In terms of costs, the FNB Premier has an initiation fee of up to R175 and a monthly fee of R99. Interest rates are personalized, and there is no additional cost for a spouse card.

The card provides general benefits for life, including:

• Automatic debt protection of up to R12,000 in cases of death or disability
• Purchase protection for items up to R10,000 bought with the card within 30 days of purchase
• Payment for emergency medical expenses with exclusive conditions, and up to 55 days of interest-free purchases.

The FNB Premier digital card line enhances security with variable CVV codes, online purchase protection, and connections to digital wallets and app-based payment systems.

If you like the card, keep reading.

Who can Apply?

To start, every credit card available in the South African market adheres to fundamental criteria shared by most banks.

The primary eligibility criterion for the FNB Premier Credit Card is a verifiable income ranging from R350,000 to R849,999, positioning it as a premium card suited for daily use.

To qualify, you have to complete those criteria:

• Be at least 18 years old and a duly registered South African citizen
• For native citizens, documentation is required, while foreigners must provide a passport with a valid visa.

You aren’t obligated to hold a prior account with FNB, as the credit card itself initiates the Premier account.

Nevertheless, even if you fulfill all prerequisites, any application is contingent upon FNB’s availability.

How do I Apply for the FNB Premier Credit Card?

On the FNB platform, you’ll find an ‘Apply Now’ button, enabling direct online application for the card.

Once you click, you’ll land on the initial section of the application form, prompting you to input your RSA ID number and phone number.

You’ll then need to furnish additional personal details like your full name, address, and email to complete the application.

When it comes to income, you’ll need to provide annual figures as well as a breakdown of monthly expenses.

Throughout the process, you’ll be required to submit documentation such as proof of residence, a copy of your South African ID book or card, bank statements from the past three months, and a recent payslip.

Additionally, you’ll need to authorize a comprehensive check of the provided information, including verification of your credit line.

Alternatively, you can select the ‘call me back’ option, providing your full name, ID number, and contact details. Subsequently, the bank will initiate contact to facilitate the application process.

Another option is to visit one of the numerous First National Bank branches to apply for the FNB Premier card in person.

More Details

The FNB credit card offers substantial benefits for travel, especially for international trips. It grants 8 annual entries to the SLOW Lounge, with the potential for up to 12 additional visits when flights are booked through eBucks Travel.

The eBucks system offers exclusive deals and rewards points for purchases at various outlets, such as Checkers, Engen, iStore, and Clicks.

FNB’s digital applications facilitate convenient and swift management of your credit card.

Consequently, the FNB Premier credit card serves as an invaluable asset for everyday transactions, boasting the widely accepted VISA brand globally.

With the FNB Premier, transactions are securely facilitated through both card contact and digital channels.

Want to learn another option?

If you’re looking for a less premium card with lower costs and still good benefits, you might want to check out the FNB Aspire.

The card also offers quality features, with security measures for online purchases and access to lounges, and you can see how to apply.

Written by

Gabriel Gonçalves