Learn How to Apply for the Woolworths Black Credit Card

What do You Need to Know Before Applying for the Woolworths Black Credit Card?

The Woolworths Black is a premium credit card from the Woolies network that works anywhere and anytime, featuring the Mastercard logo and up to 1% cashback on all eligible purchases.

Woolworths is a prominent South African retail chain known for its luxury offerings, available at numerous stores nationwide and online.

Woolies also operates its own food product outlets, including cafes and quick-service options. Beyond retail, Woolworths provides financial services, featuring both gold and black credit cards.

The Woolworths Black Credit Card bears the Visa logo and offers a generously adjustable credit limit, accompanied by an initiation fee of R175 and a monthly fee of R69.

Regarding rewards, the card provides two levels of cashback:

• Unlimited 1% cashback on all purchases, applicable not only within the Woolies network but also as a regular credit card for use anywhere.
• An enhanced cashback rate of 3% on purchases, coupled with automatic enrollment in the brand’s rewards program.

Moreover, cardholders receive up to two complimentary hot beverages each month at Woolies Café, Woolie to Go, or NOW NOW locations, as well as a complimentary Taste magazine with every issue.

The card also offers complimentary online delivery for purchases made within the network when using the Black card.

If you’re interested in the benefits of the Woolies Black Card, continue reading to learn more about this card.

Who can Apply?

Woolies applies similar criteria to both cards, adhering to standard practices in the South African market. Applicants must be at least 18 years old and possess a valid RSA ID number.

For non-citizens, a passport with a valid work visa is required. The minimum monthly income required to qualify for the card is R41,666, reflecting its premium status.

When applying, you’ll need to provide documents such as copies of recent payslips or bank statements and proof of residence dated within the last three months.

All applications are subject to bank approval, and fitting the conditions doesn’t guarantee the card.

See How to Apply for the Woolworths Black Credit Card

If the Woolworths Black card is not accessible to you, you can still apply for the gold card and enjoy the benefits offered by Woolies.

Click on the ‘Apply Now’ button. The first step involves entering your ID number to initiate the application process.

There are some steps involved in applying for the Woolies card.

During these stages, you will need to provide additional details such as your full name, complete address (including postal code), phone number, email address, and information about your income and expenses.

At various points in the application process, you may be asked to submit supporting documents to the bank.

Once all required information is provided and you have selected your preferred credit card, you will need to authorize Woolworths to conduct checks, including a thorough credit assessment to determine your credit limit.

For any questions or assistance, you can contact Woolworths directly.

Overall, Woolworths strives for a streamlined review and response process, with transparent approval criteria.

More Details

The Woolies card includes the option of up to eight supplementary cards at no charge. It also offers balance protection in case of death or a complete loss of income.

Upon card receipt, you can activate travel insurance. With Visa benefits, you receive purchase protection and an extended warranty for eligible products purchased using the card.

You can manage all aspects of the card via the app, including:

• 24/7 lost card protection
• Convenient access to loan rates through Woolies.

Overall, this card is highly beneficial for premium management worldwide, extending its utility far beyond Woolies’ offerings.

Want to learn another option?

If your need is for a simpler card with lower costs and good quality, you can certainly consider the Standard Bank Blue.

The card is quite comprehensive in benefits, with a credit limit of up to R250,000 and a monthly fee of only R40. Here’s how to apply.

Written by

Gabriel Gonçalves