Best Credit Cards up to $2,000

Credit cards with limits in the $2,000 range are ideal for better financial management, allowing for larger expenses for medium needs throughout the day. Check out 5 different options to choose from:

1. Chase Freedom Unlimited Credit Card

Chase is undoubtedly one of the most respected financial institutions in the U.S. The Unlimited Credit Card is a credit card option with a limit starting at $500, reaching up to $2,000 if you meet the conditions for it.

In terms of rewards, new users receive an additional 1.5% cashback, giving you 6.5% cashback on purchases through Chase Travel, 4.5% at restaurants, and 3.0% on all other purchases.

With a $0 annual fee, you can earn up to $300 in cashback in the first year as a sign-up bonus. The cashback rewards never expire, and you can redeem them however you like, such as cash, points on Amazon, gift cards, and travel directly through Chase’s system.

To get the card, you need a credit score that ranges from good to excellent, and you can find out how to apply directly.

2. Citi Double Cash Credit Card

The Citi Double Cash is one of the best choices for 2024, according to various sources, with a credit line starting at $500 and reaching up to $2,000 for the U.S. market.

The card offers 2% cashback: 1% when you make a purchase and 1% when you pay your bill, with no limits and different ways to redeem your rewards.

Citi also offers special conditions for certain categories, such as 5% cashback on car rentals and hotels. Upon receiving the card, you get at least $200 in cashback when you spend at least $1,500 in the first 6 months.

The card is very reliable for everyday use, with 24/7 customer service, full integration with digital wallets, fraud protection, and entertainment services.

This makes the card an appealing offer for customers, and you can learn how to apply.

3. Discover It Cashback

The Discover It is one of the best credit card choices according to Nerdwallet and other analysts like Forbes. Credit lines start at $500, but it’s common to see credit reports in the $2,000 range.

The card has no annual fee and offers 5% cashback in categories that rotate every 3 months, following Discover’s calendar.

Eligible categories include restaurants, gas stations, and streaming services. For all other purchases, there is unlimited 1% cashback, with great opportunities to redeem it however you like.

Additionally, Discover offers a cashback match in the first year. This means you’ll receive dollar for dollar again on all the cashback you’ve accumulated, with no limit.

You can also customize the design of your credit card, and it requires fairly favorable conditions, such as a good to excellent credit score. Learn how to apply.

4. U.S. Bank Platinum Credit Card

US Bank offers a Visa Platinum with the benefit of a $0 annual fee and an introductory APR for 21 billing cycles, one of the longest in the market.

To help build credit, the card includes score monitoring and payment flexibility with US Bank ExtendPay.

Other benefits include automatic payments, ID Navigator powered by NortonLifeLock, and up to $600 in cell phone protection for damage and theft.

Over the past few years, the card has established itself as a good option for the public, with a credit limit starting at $500 but fully reaching $2,000 for those who meet the necessary conditions.

The card’s requirements are consistent with the benefits it offers, such as a good credit score and verifiable fixed income. Learn how to apply.

5. Aeroplan Credit Card

Although it is focused on the Canadian market, the Air Canada Aeroplan card is considered one of the best choices for 2024, even by Forbes.

This is because Chase offers the card to the U.S. market, featuring the Mastercard network and offering exclusive perks, such as up to 70,000 bonus points when you spend at least $3,000 in the first 3 months.

In terms of rewards, it offers 3x points for every dollar spent on groceries, restaurants, and travel, plus 1x points on all eligible purchases.

You also receive exclusive benefits when purchasing tickets with Air Canada, with the credit limit starting at $2,000. Learn how to apply.

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Written by

Gabriel Gonçalves