Best Credit Cards up to $5,000

If you have high daily needs and require a robust credit card, you can check out a complete selection of the best options starting at $5,000. Take a look now at the top-rated cards on the market so far.

1. Capital One Venture Rewards

The Capital One Venture Rewards is a comprehensive credit card with a credit limit starting at $5,000, offering significant possibilities even for the most robust daily needs in the American market.

The new offer includes unlimited 2x miles per dollar on every purchase, regardless of category. Additionally, you earn 5x miles when booking hotels and car rentals through Capital One Travel.

With an annual fee of $95, the card has no foreign transaction fees and a variable APR ranging from 19.99% to 29.99%.

The card’s flexible redemption options allow you to exchange your miles in various ways, such as for cash and travel tickets.

Furthermore, you receive up to $100 credit to skip lines through Global Entry or TSA PreCheck at airports.

The card comes with a range of perks, such as premium stays, travel bookings, culinary experiences, and exclusive events for Capital One Rewards customers in 2024.

Due to its premium nature, the card has high income requirements and demands an excellent credit score, making the approval process quite selective. Here’s how to apply.

2. American Express Green Credit Card

American Express is one of the most respected brands inside and outside of America. The Green Card can offer limits around $5,000, unlike other lines, although the brand does not set a specific minimum.

Upon receiving the card, you can enjoy a bonus of 40,000 membership points by spending at least $3,000 in the first 6 months of card membership.

In terms of rewards, you earn 3x points in the following categories:

• Hotels, tours, rentals, cruises, trains, taxis, tolls, parking, buses, subways, restaurants, and food deliveries.

For all other categories, you receive 1x points.

The card has a premium edge, featuring the Send & Split service for sending money and the Plan It feature, allowing you to plan your purchases of $100 or more monthly with a fixed fee.

Since it is a high requirement card, it also has stricter criteria, and you can find out how to apply.

3. Amex Blue Cash Preferred Card

The American Express Blue Cash Preferred is another credit card option that offers great benefits with one of the most powerful brands in the market. 

It provides different cashback rates for purchases depending on the category, as follows:

• Up to 6% cash back on purchases at supermarkets in America
• Up to 6% cash back on streaming subscriptions
• Up to 3% cash back on transit such as public transportation, taxis, parking, and tolls
• Up to 3% cash back at gas stations
• 1% cash back on all other purchases, dollar for dollar

The card also offers other important day-to-day benefits, such as the Disney Bundle credit of up to $84, Send & Split service, and various redemption options.

The card has more favorable terms compared to other Amex cards, and you can see how to apply.

4. Chase Sapphire Preferred Credit Card

The Chase Sapphire Preferred is considered one of the best credit cards by several market analysis firms in the U.S.

The credit limit effectively starts at $5,000, carefully evaluating each customer’s conditions. Upon receiving the card, you get 60,000 bonus points when you spend at least $4,000 in the first 3 months.

For rewards, you earn 3x points on dining and 2x points on travel, with additional ways to earn, such as 5x points on travel purchased through Chase Travel.

You also receive 3x points on online grocery purchases and streaming services. The card offers the option for additional value with Ultimate Rewards that never expire, as well as Chase Pay Over Time.

As such, it has more stringent requirements, like an excellent credit score and high income. Learn how to apply.

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Written by

Gabriel Gonçalves