Learn How to Apply for the Prime Visa Rewards from Chase

What do You Need to Know Before Applying for the Prime Visa Rewards from Chase?

The Chase card offers exclusive benefits with Amazon.com and varied rewards ranging from 1% cash back on all purchases to up to 5% with Amazon services!

The Amazon-endorsed card is supported and issued by Chase Bank, a highly esteemed institution in the United States.

Within its range of exclusive benefits tailored for specific companies, the Prime Visa also holds the Visa Signature endorsement.

The Prime Visa card does not impose an annual credit card fee. Moreover, it offers a commendable scoring system to incentivize its cardholders.

The rewards system operates as follows:

• 1% for all eligible purchases;
• 2% for purchases in the categories of gas stations, restaurants, local transportation, and daily commuting;
• 5% on Amazon services: Amazon.com, Amazon Fresh, and Whole Foods Market;
• 5% on Chase Travel purchases.

To access the 5% benefits, you need to have a current and qualifying Prime subscription. There are no charges for international transactions associated with the card.

Prime Visa cardholders can expect APR rates ranging from 19.49% to 27.49%.

Furthermore, upon receiving the card, you’ll receive a $100 Amazon gift card, instantly loaded directly into your Amazon account.

If you find the benefits suitable for your daily life, continue reading for more details.

Who can Apply?

Chase’s eligibility criteria for the Prime Visa are relatively straightforward compared to more specialized credit card options.

While Prime membership isn’t mandatory, having an Amazon account is necessary, even if you’re not subscribed to Prime services.

Moreover, applicants must be either U.S. citizens or foreigners with a valid work visa, and they must be at least 18 years old.

Verifiable income sources and a solid credit score, preferably above 670 FICO, are also required.

How do I Apply for the Prime Visa Rewards from Chase?

Chase doesn’t mandate being an existing customer of other banking services; you can initiate the application directly through their website.

To initiate your credit card application, visit the official Chase Bank website and click on the ‘Apply Now’ button highlighted in green.

Upon clicking, you’ll be directed to the Amazon page, where you’ll need to log in using your username and password, regardless of whether you’re a Prime member.

For security purposes, the initial step involves verifying your identity with your phone number.

Once your phone number is confirmed through a password sent via text message, you’ll be prompted to input personal details like your full name, address, zip code, and email.

Additionally, you’ll be asked to provide financial information such as the type of income, rent or mortgage payments, and annual income.

Your Social Security number and responses to security questions will also be required to safeguard your account.

Throughout the application process, Chase and Amazon may request documents like proof of identity, residency, and bank statements.

Should you have any queries, feel free to reach out to both Amazon and Chase Bank for assistance.

More Details

Firstly, the card offers contactless payments and is compatible with major digital wallets.

You can redeem rewards directly when making a purchase with Amazon.com, as well as cash back, gift cards, and travel rewards on Chase.com.

For travel and purchases, the card comes with a range of benefits, including:

• Extended warranty protection
• Purchase protection for 120 days against damages and theft, up to $500 per occurrence
• Baggage delay insurance for delays exceeding 6 hours, up to $100 per day
• Zero liability protection for unauthorized purchases
• Travel accident insurance across various modes of transportation
• Lost baggage reimbursement of up to $3,000 per passenger
• A collision damage waiver for eligible car rentals

This makes it a very convenient card for everyday use, without major issues or concerns.

Want to learn another option?

If you’re looking for another credit card option, the U.S. Bank Cash+ is another Visa Signature product that offers a 5% cash back reward for various categories.

And the application conditions aren’t all that different, following what’s standard in the American market, and you can see how to apply.

Written by

Gabriel Gonçalves