See How to Apply for the FNB Aspire Credit Card

What do You Need to Know Before Applying for the FNB Aspire Credit Card?

The FNB Aspire is a credit card that assists you in effectively managing your finances with online conveniences and rates well suited to various budgets, all with the security of First National Bank!

To begin using the FNB Aspire, there is an initial fee of up to R175, along with a service facilitation charge of R17 and a monthly fee of R28, plus R17.50 for each supplementary card.

With a credit limit of up to R250,000, the FNB Aspire Credit Card offers users additional eBucks bonuses and comprehensive virtual management options through associated applications.

See the important benefits of the credit card:

• Complete your online usage experience with virtual cards featuring changing CVVs over time, additional eBucks bonus options for point accumulation, and full integration with digital payments
• Purchase protection of up to R15,000 for items bought with your FNB Aspire Credit Card
• Up to 2 annual visits to SLOW Lounges with the eBucks system and exclusive discounts with the rewards program
• Up to 55 days of interest-free purchases.

Moreover, the FNB Aspire Credit Card offers the opportunity to consolidate debts from alternate sources via balance transfers.

Who can Apply?

The FNB Aspire Credit Card caters not only to current bank patrons but also to individuals from the general public aiming to establish a new banking relationship with the esteemed South African institution.

The eligibility criteria for acquiring the Aspire card closely adhere to industry standards.

South African citizens must provide their national identity documents, while non-citizens need to present an updated passport along with a valid visa.

Additionally, applicants must be at least 18 years old and demonstrate a verifiable income ranging from R60,000 to R449,999.

The application procedure involves submitting the following documents: proof of current address, bank statements from the preceding three months, a South African ID card or book, and a recent payslip.

Beyond these requirements, there are no significant obstacles, and all applications are subject to bank availability.

How do I Apply for the FNB Aspire Credit Card?

FNB provides a simple application process for their credit card via an ‘Apply Now’ button accessible on their website.

Upon clicking, you’ll be directed to the bank’s application form, where you’ll need to input various details. Initially, you’ll be prompted to enter your RSA ID number and cellphone number.

Subsequently, you’ll need to provide additional personal information, including your complete name and residential address.

Concerning income, you’ll be asked to specify the source and gross annual amount, as well as detail your expenses.

Throughout the application, you’ll receive prompts to upload documentation verifying your address and income.

Moreover, if you prefer, you can request to be contacted by the bank by completing a call-back form and supplying details such as your full name, identification number, two phone numbers, and email address.

Alternatively, you have the choice to visit an FNB branch in South Africa to apply for the FNB Aspire Credit Card in person.

More Details

The FNB Aspire Credit Card offers various benefits, including complimentary protection against debit in case of death or disability, streamlined transactions through automated payments, exclusive access to discounted rates for unexpected medical expenses, and access to exclusive deals via FNB Offers.

FNB utilizes the eBucks rewards system, allowing users to earn points through subscription payments when using the Aspire Credit Card. With eBucks, users can accumulate points worth up to three times the monthly fees, which never expire.

Moreover, the card includes the attractive perk of 500MB of complimentary data, with an additional 500MB available with an FNB Connect SIM card.

Want to learn another option?

The Standard Bank offers a black card with many travel amenities, the World Citizen, or, as the name suggests, the card to be a citizen of the world.

However, you need to understand that the card has high costs, consistent with the benefits of this option. See how to apply.

Written by

Gabriel Gonçalves