See How to Apply for the Standard Bank Titanium Credit Card
The Standard Bank Titanium is one of the bank's most capable cards, offering benefits such as up to 12 lounge access. Check it out!
What to Know Before Applying?
The Standard Bank Titanium is a Mastercard with good benefit conditions for its maintenance fee, offering discounts on ticket purchases, car rentals, and hotel and accommodation bookings.
CREDIT CARD
Standard Bank Titanium
Want a Titanium card? Apply now:
GO TO OFFICIAL WEBSITE* You will be directed to an external website
Standard Bank offers a variety of credit card options, each tailored to meet the needs of different customer segments with varying benefits.
In this context, the Titanium card provides excellent value for money. It has an initiation fee of R190, a monthly fee of R89, and offers up to 55 days of interest-free full account payment, all with a credit limit of R250,000.
For travel benefits, the card includes discounts such as:
- Up to 20% off Emirates flights, car rental with Avis, flights with Travelstart
- Up to 10% cashback on bookings with Booking.com, off luggage from Gopals, and car rentals with RentalCars.com
- Up to 15% off hotels and resorts
Additionally, the Titanium card provides 6 complimentary visits to the Bidvest Premier Lounge and 6 visits to the Standard Bank Fluent Lounge for you and your guests, along with basic insurance coverage.
Other attractive travel benefits include exclusive experiences and offers with Priceless Cities, as well as automatic travel insurance coverage.
If you’re interested in learning more about the Titanium card, keep reading.
Who can Apply?
Standard Bank follows standard market practices for credit card approval.
To begin with, you must be legally residing in the country, either as a citizen or as a foreigner, with the appropriate work visa and passport.
Applicants need to be at least 18 years old and must have a strong credit history. The income requirement is a minimum of R25,000 per month from verifiable sources.
While the bank does not impose additional conditions, please note that all applications are subject to Standard Bank’s availability.
Learn How to Apply for the Standard Bank Titanium Credit Card
The Standard Bank Titanium webpage features a “Do I Qualify?” option for those who are not existing bank customers.
Clicking this button takes you to an application form where you’ll need to enter your full name, South African ID number, phone number, gross monthly income, and monthly expenses.
Once you submit the required information, the bank will assist you in assessing your needs and negotiating the card.
For existing bank account holders, you can apply for the card directly via internet banking or the bank’s app.
By logging into your account with your username and password, you can view the available cards under the “Borrow” and “Personal Loan” sections.
If the Titanium card is available for you, you can apply for it.
If not, you can contact the bank directly. Alternatively, you can request the card by calling Standard Bank or visiting one of their branches across South Africa.
CREDIT CARD
Standard Bank Titanium
Want to be with Standard Bank? Apply now:
GO TO OFFICIAL WEBSITE* You will be directed to an external website
More Details
The Titanium card supports chip and PIN payments, includes 3D Secure Verification for online transactions, and allows tap-to-pay for amounts up to R500. Beyond travel benefits, the card provides discounts in various areas, such as:
- Up to 15% off at the Wine of the Month Club
- Up to 25% off the first Flit subscription
- 10% off medical procedures and surgeries via Mastercard’s Medical Tourism Concierge
You can also take discounts in the USA through MyUs.com.
To activate these discounts, you’ll need to register directly with the respective companies, with the bank providing detailed support pages to guide you through the process.
Additionally, Standard Bank offers 3x UCount Rewards points with their rewards program. UCount Rewards includes benefits like 20% cashback on in-store purchases, fashion, or lifestyle items, and 10% on fuel purchases.
Overall, this credit card is highly beneficial for various needs, both domestically and internationally.
Want to learn another option?
The Standard Bank Platinum is another credit card in the lineup with a limit of up to R250,000, Rewards points, and discounts on Emirates flight purchases.
Thus, the Mastercard is accepted anywhere, extending well beyond South Africa, offering security and reliability for purchases. Find out how to apply.
