Learn How to Apply for the American Express Blue Preferred Card

What do You Need to Know Before Applying for the American Express Blue Preferred Card?

The Blue Preferred credit card offers 6% cashback on supermarket purchases and streaming service subscriptions.

The Blue Preferred offers 1% cash back on all eligible purchases, with special conditions for some departments, such as:

• 3% for purchases at gas stations in the USA
• 3% on parking, tolls, trains, buses, taxis, and more
• 6% on streaming service subscriptions
• 6% on supermarket purchases up to $6,000

Normally, the initial limit of the Blue Preferred Card starts at $1,000 and can be increased according to the customer’s needs.

New users can enjoy a $300 cashback bonus after spending $3,000 in the first three months. In the first year, there is no annual maintenance fee, while from the second year onwards, a $95 fee is charged.

Additionally, there is an introductory offer of 0% APR for the first 12 months for balance transfers and purchases.

After that, the rates are a variable APR ranging from 19.24% to 29.99% for purchases. Amex offers the Pay It system to quickly pay small bills throughout the month and earn rewards.

On the other hand, the Plan It service allows you to split purchases of $100 or more into one or more fixed monthly installments. So if you dream of having an Amex Blue Preferred, keep reading.

Who can Apply?

The Blue Cash Preferred Card provides greater adaptability compared to other Amex options, which primarily target premium personal and business cards.

Nevertheless, Amex does outline specific fundamental criteria, including being a legally recognized U.S. citizen, at least 18 years old, and having a verifiable income source.

A solid credit background is crucial for card acceptance. Therefore, customers consent to Amex conducting a credit assessment, preferably with a positive rating, and reviewing transaction history throughout their credit experience.

While previous affiliations with Amex are not obligatory, individuals with a negative track record with the brand on other cards are unlikely to receive approval for the Blue Cash card.

However, it’s essential to understand that even after meeting all requirements and prerequisites, any card application remains contingent on brand availability.

How do I Apply for the American Express Blue Preferred Card?

Amex provides a user-friendly online application process for its credit card directly on its website, primarily through an accessible form.

Although it’s not mandatory to have an existing Amex account, logging in with a username and password can simplify the data entry process.

When selecting the “Apply Now” link, customers are directed to the Blue Card application form, where they’ll be prompted to input personal information like their full name, date of birth, email address, and residential address.

Additionally, details such as social security number, annual income, yearly expenses, and specifics about income sources—such as employment status, military service, business ownership, or retirement—are necessary.

After submitting all form details, Amex performs a thorough credit check to evaluate the applicant’s profile and provide a positive or negative response.

Moreover, the American Express website offers a chat feature directly on the platform to interact with customers and address relevant inquiries.

However, it’s paramount to ensure the accuracy of all provided data to streamline the process and avoid potential revisions and resubmissions of information and documents to American Express.

More Details

The Send & Split system allows users to split the bill with friends directly through the Amex app. Cardholders also have access to exclusive Amex offers for shows and other events.

The card offers up to $84 back annually after spending at least $9.99 on a Disney Bundle subscription, as well as $10 in monthly statement credits for Equinox+ service.

Additionally, the card includes other benefits such as insurance against losses and damages to rental cars, a Global Assist hotline, dispute resolution offers, and fully online account management.

Want to learn another option?

Amex offers other options, such as the Gold Card, which provides 4x points and an exclusive bonus of 60,000 points for new users.

Although the conditions may be similar, the Gold Card has its own specifications, and you can see how to apply.

Written by

Gabriel Gonçalves