Best Credit Cards up to $1,000

Cards in the $1,000 range often come with interesting offers beyond the credit limit, such as cash rewards, payment flexibility, and credit-building opportunities.

In this sense, they have fewer prerequisites, especially regarding income, with much more favorable conditions, but without compromising on quality.

Check out a complete list of the best cards with a $1,000 limit.

1. Wells Fargo Reflect Credit Card

The Wells Fargo Reflect Visa Credit Card has two main benefits: a 0% introductory APR for 21 months and 120 days for balance transfers, and a $0 annual fee, good conditions for it.

With a credit limit exactly in the $1,000 range, it is the ideal card for those who need to manage their finances more smoothly and without high expenses for a card with an expensive maintenance fee.

The Reflect offers more favorable conditions for application, but you will need to provide proof of monthly income and have a good credit history with a score ranging from good to excellent.

Other benefits of the card include up to $600 in cell phone protection, zero liability protection, and My Wells Fargo Deals for purchases at exclusive retailers!

Credit Close-Up provides special insights to closely monitor your FICO score and improve it. Roadside dispatch offers good support in emergencies.

The Visa network offers you security and reliability for your purchases, and you can learn more about the Wells Fargo card.

2. CapitalOne Quicksilver Rewards

The Capital One Quicksilver card offers 1.5% cashback on all purchases, every day, with redemption options including cash, shopping, and gift cards.

Capital One offers a credit limit starting at $500, with the possibility of expansion, along with account alerts by email, balance transfers, and 24/7 customer service.

The card comes with no foreign transaction fees, special travel rates, emergency card replacement, and 50% off handcrafted beverages at any Capital One Café in the country.

The card has an annual fee of just $39, which is quite reasonable given the benefits offered by the brand, such as up to 6 months of free Uber One membership, access to credit, and fraud coverage.

To be eligible for the card, you need to be at least 18 years old, have a verifiable source of income, and have regularized identification.

3. Wells Fargo Active Cash Visa

The Wells Fargo Active Cash Visa is another option from the brand, with a credit limit starting at $1,000, backed by the strength of one of the largest financial institutions in America.

First, you can receive a cash rewards bonus of up to $200 by spending $500 in the first 3 months, one of the best offers on the market.

With a $0 annual fee, the card offers unlimited 2% rewards on all purchases, without category restrictions, and a 0% APR for the first 15 months.

Additionally, the card offers up to $600 in cell phone protection, zero liability protection, and emergency travel assistance services.

To qualify for the card, you need to have a steady income and a credit score ranging from good to excellent, and you can learn how to apply.

4. Prime Visa

The Prime Visa is a smart credit card choice for making purchases directly with one of the leading retailers in the American and global markets.

Managed by Chase Credit Cards, it offers a $100 gift card on Amazon.com, as well as 5% back on any purchase on the site and also on Chase Travel.

Additionally, you receive 2% cashback on purchases at gas stations, restaurants, and local transportation.

The card comes with a $0 annual fee, with cashback points redeemable on Amazon.com and no foreign transaction fees. It also includes extended warranty protection, purchase protection, and baggage delay coverage.

In this way, it offers a card with good benefits for everyday use, especially for online shopping.

The Prime Visa’s credit limit starts at $500, with good conditions to receive a $1,000 limit. Learn how to apply.

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Written by

Gabriel Gonçalves