U.S. Bank Visa Platinum Credit Card: Introductory APR of 0% for 21 Billing Cycles!

The U.S. Bank Visa Platinum is a credit card that offers key benefits like no annual fee and a 0% APR introduction for 21 billing cycles.

In this regard, the card stands out from competitors, and you can find more details on how to apply shortly.

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U.S. Bank is a widely recognized institution in the American market, providing numerous banking services for the country’s public.

And the Visa Platinum is a good mid-range credit card, even earning the NerdWallet award for the best 0% introductory APR on the market.

Thus, the main focus of the US Bank card is precisely to reduce costs by offering fee and charge conveniences.

According to U.S. Bank, you can make balance transfers with 0% interest for the first 21 billing cycles, a significantly longer period than most credit cards in the U.S. market.

Card bill payments can be set up automatically, avoiding interest and fines for late payments. In fact, you can set a due date to avoid problems.

As stated by the bank itself, the minimum limit is $500, but it can reach up to $20,000 depending on the financial circumstances of each cardholder.

U.S. Bank doesn’t provide bonuses for this card. The primary benefits include a 0% fee for the second cardholder and 0% APR rates for 21 months.

Customers will enjoy a 0% introductory APR for 21 months on both purchases and balance transfers. Following this period, APR rates vary from 18.74% to 29.74%.

To qualify for the credit card, a good credit score is required, according to the FICO score.

Yes, U.S. Bank facilitates applications for its credit cards and other services directly online through the company’s platform.

Moreover, you can also pay over time with the ExtendPay plan, which offers a $0 fee on open plans for up to 60 days after account opening.

The ID navigator developed by Norton LifeLock brings a range of tools to help the public protect their information and identity.

Another very important benefit of the US Bank card is cell phone protection, offering up to $600 reimbursement in case of theft or damage, provided the client pays for the cell phone precisely with the card.

Thus, on top of everything, the card carries the Visa brand, working well for any situation both within and outside the United States.

Even though it doesn’t offer exact rewards bonuses or cashback percentages, the US Bank card aims to provide pleasant conditions and lower fees for financial management.

In this sense, the US Bank Visa Platinum works well for everyday financial management with the quality of the bank and online services.

Want to learn another option?

If you’re looking for a credit card with more benefits and premium spending, you might want to consider the Capital One Venture Rewards, which is quite comprehensive in that regard.

The card offers points bonuses right from the start of the account, as well as mileage plans, and you can see how to apply.

SEE HOW TO APPLY