Learn How to Apply for the American Express Green Credit Card

What do You Need to Know Before Applying for the American Express Green Credit Card?

The American Express Green Card offers 3x points in the following categories: travel, transit, and dining, along with 1x points on all eligible purchases.

The Green Card is one of the top cards from American Express, a renowned North American brand for banking services. In terms of rewards, it provides 3x points in the following categories:

• Transit: trains, taxis, ride-sharing, parking, buses, ferries, tolls, and subways.
• Travel: flights, hotels, tours, accommodations, car rentals, cruises, and more.
• Dining: worldwide dining, delivery services, and takeout in the USA.
  

For all eligible purchases, you earn 1x points on every dollar spent.

You can redeem points in various ways, such as gift cards, travel rewards, or eligible charges on the card.

Amex offers a bonus of 40,000 Membership Rewards points after spending at least $3,000 in the first six months with the card.

In terms of costs, the card has a $150 annual maintenance fee, with a variable APR ranging from 21.24% to 29.24% on eligible charges and no foreign transaction fees.

And if you dream of an Amex card, keep reading.

Who can Apply?

As per Amex’s guidelines, the basic requirements for applying for a card include being at least 18 years old, as the card is not issued to individuals younger than that.

Applicants must also comply with U.S. legal standards by possessing current and valid identification documents.

Regarding creditworthiness, the card issuer recommends that applications have a good to excellent credit score, ideally above 700.

The applicant’s regular income is essential, as it plays a significant role in determining credit access.

While owning another Amex product is not mandatory, a history of financial misconduct with Amex could negatively impact the chances of obtaining the Green Card.

Apart from these factors, there are no additional strict criteria for obtaining an Amex credit card.

It’s important to note that all applications are subject to Amex’s availability, even if the applicant meets all the requirements.

How do I Apply for the American Express Green Credit Card?

On the Amex website, there’s a prominent “Apply Now” button that directs users straight to the application page.

For existing Amex users, logging in with their username and password streamlines the application process by automatically filling in some details.

During the application process, individuals need to input various personal details, such as their full legal name, date of birth, preferred name on the card, email address, phone number, and Social Security number.

Applicants are also required to provide information about their financial status, including their employment status (such as employed, self-employed, retired, or receiving benefits), annual income, and net income after taxes, if they choose to disclose it.

An integrated chat feature on the application page offers real-time assistance from a digital assistant, and additional support is available through Amex customer service.

After completing and submitting the application, Amex conducts a credit evaluation to determine whether to approve the application.

It’s worth noting that this process generally does not impact an applicant’s credit score, even if the application is not approved.

If applicants have any questions or encounter issues, Amex offers various contact methods, including chat and phone support, to assist customers.

More Details

The card comes with a range of other benefits, such as travel delay insurance of up to $300 and two claims per year.

The baggage insurance plan offers up to $1,250 for carry-on luggage and up to $500 for checked baggage.

Still for travel, the card provides insurance against rental car loss and damage, payment for travel with points through AmexTravel.com, a Global Assist hotline with 24/7 services, and $100 LoungeBuddy credit.

You can also enjoy Amex offers with exclusive promotions for purchases and extra credit on qualified items, as well as purchase protection.

Want to learn another option?

American Express offers a good variety of cards, such as the Blue Preferred Card, which has a lower annual fee but offers 6% cashback at supermarkets.

Therefore, even though the selection may be somewhat similar, it’s important to understand the specifics, and you can see how to apply.

Written by

Gabriel Gonçalves